This letter serves as a DISPUTE of collection debt pursuant to sections 1692e(8) and 1692g(b) of the FDCPA.

This letter also request verification from debt collectors pursuant to section 1692g(b) of the FDCPA.

This letter lets debt collectors opt to delete the debt instead of complying with the g(b) verification request.

This letter invokes the power of the FDCPA!

This letter is in Microsoft Word format. You fill in the bracketed areas and send directly to the debt collector. Instructions/prompts for the fields to be completed are included. Download, fill-in, and send.

BRIAN L. PONDER, ESQ.

Brian L. Ponder, Esq. is a New York trial attorney and published author. Ponder represents individuals and businesses in civil litigation at all stages. His practice focus is foreclosure defense, business, credit, debt defense, and other matters involving federal law. Ponder's passion includes helping the needy by donating food & clothing; hobbies: bicycling, motorcycling, & scuba diving. 

Time is of the essence in dealing with debt collections. The letter should be sent w/in 30 days. 

However, when unsure, the letter can be sent at anytime because it activates multiple parts of the FDCPA, including sections that are not time limited, e.g., section 1692e(8) [re: disputes].